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Quick bank charge / online banking question
Posted: Fri May 04, 2007 2:16 am
by thomas
Looking at my online statement, there is somthing called commision, 30 out, then after my account is proped back to a plus figure, the commision is put back in.
Is this just an overdraft charge, which they gave back, or should i be worried.
BTW, im with barclays and its fucking 30 quid, scary if it happens again.
Posted: Fri May 04, 2007 11:35 am
by LEQ
Call them up, happened to me once and happened again the next month but they didn't put it back in.
Posted: Fri May 04, 2007 1:51 pm
by thomas
Where you dipping over your overdraft limit?
Posted: Fri May 04, 2007 2:04 pm
by skavoovie_blind9
Mate like leq says your best off ringin em up.
I'm with tsb and can remember a while back I went over my limit through using my debit card, then takin money out befor the debit transaction had gone thru.
I did get charged, can't remember how much but they kept on takin money off me untill i paid them!
A load of bollocks really, heard you can download a letter somewhere on the net to send to the back to claim this money back coz through technicality they aren't alowd to do this and wouldn't have a leg to stand on in court.
Aparentley.
Do't know any1 who has actually done this though
Posted: Fri May 04, 2007 2:07 pm
by thomas
Yeh, i know a few people who have reclaimed charges. One lad i know got 1500 back, BIG. My mum wants to do it, you can pay like a tenner to get the bank to send you a log of your transactions if you dont keep them. And i think its pretty certain you get your money back, if you proove they have taken it.
I think it was just an overdraft charge, so i'll leave it untill they do it again. Otherwise they might realise they made a mistake and take the money again
Posted: Fri May 04, 2007 2:20 pm
by bagelator
i dun it. i got a settlement of £1200 from rbs, althought technically the owed me more i wasn't quibbling.
Posted: Fri May 04, 2007 2:29 pm
by skavoovie_blind9
So how would I go about claiming money back from the bank?
Coz i've been charged shitloads in the past!!
Posted: Fri May 04, 2007 2:46 pm
by bagelator
skavoovie_blind9 wrote:
So how would I go about claiming money back from the bank?
Coz i've been charged shitloads in the past!!
http://www.dubstepforum.com/viewtopic.p ... nk+charges
seek and ye shall find
Posted: Fri May 04, 2007 2:57 pm
by skavoovie_blind9
Cheers badge.
Dint know about that thread
Posted: Fri May 04, 2007 3:00 pm
by skavoovie_blind9
LOL!
Just realised your name's bagelater.
Thought it was badgerlater.
HA
Wind in the willows-step
Posted: Fri May 04, 2007 3:12 pm
by dj slums
biggest settlement somones had out of court so far is 32,000 or was it 3,200 sant remeber but it was quite alot....
Posted: Fri May 04, 2007 3:21 pm
by pato banton
can't be right at all, Barlcays are pure stnuc, used to bank with them not any more. I was 100 over my limit with HSBC, they say they're gonna take 100 out my account on 10/3, even tho I cleared the debt with a loan from them ...this can't be right also, really can't afford for this to happen