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I'm just telling it how it is mayne.

you know that feeling when so much is on your shoulders - you feel all the weight of every single fucking problem in you life?

fuckin hell...

went to the funeral of one of my mates earlier, can't really explain it. I do have comfort in the fact that they couldn't even fit all the pople attending in the crematorium, there where so many people standing outside listening to the service on speakers. Its all hit me now, it feels real, time to start mourning.

jameshk wrote:went to the funeral of one of my mates earlier, can't really explain it. I do have comfort in the fact that they couldn't even fit all the pople attending in the crematorium, there where so many people standing outside listening to the service on speakers. Its all hit me now, it feels real, time to start mourning.

That sucks bro, sorry for your loss. Doesn't get easier, its the 8th yr anniversary of my mates death next week - still fucking tough

Woke to a really sore pain in the bottom right side of my abdomen just there now and I'm guessing it's my appendix. I have only had these stabbing type pains there a few times and they usually go away after around 30 secs - 1 min, but the pain this time (which just went away there now) lasted a good 10 minutes and was pretty intense .


Might have to book an appointment with the doctor when I wake up again

Duffman wrote:Woke to a really sore pain in the bottom right side of my abdomen just there now and I'm guessing it's my appendix. I have only had these stabbing type pains there a few times and they usually go away after around 30 secs - 1 min, but the pain this time (which just went away there now) lasted a good 10 minutes and was pretty intense .


Might have to book an appointment with the doctor when I wake up again

go to the fucking emergency room, appendicitis is serious shit

oli90 wrote:

herbalicious wrote:

murky21 wrote:loans? grants? overdrafts? credit cards? thats how we roll in the UK....I have technically never had any money, always below zero cumulatively

It's tough for me to get a loan as I've never had one before...or a credit card...or (believe it or not) a motgage.

What sort of retarded world do I live in where everything I've ever owned is mine, and now I would like to utilise the services provided by a Money Lender they go 'urm...nah...we can't be sure how reliable you are as you've always been too careful with your money!'

lolwut.

That has pissed me off.

Also...I have a spot appearing on my chin and there's nothing I can do to stop it. I am staring into the abiss, and whatever is down there...is laughing at me.

Read some article about credit ratings recently. There different for every bank apparently. They don't just want people who will pay back the money they're lent with ease. Their perfect lendee is someone who will pay them eventually, but will struggle a bit and have to pay late fees etc, so the bank makes more money. So you technically might get turned down for a loan for being to smart with money, especially if you're into moving it around to get better interest rates etc. It's bullshit, they pretty much just punish you for beating them at their own game.

this is 100% correct. people who always pay off their debts on time are referred to as "deadbeats" and "freeloaders" in the industry.

Phigure wrote:

oli90 wrote:

herbalicious wrote:

murky21 wrote:loans? grants? overdrafts? credit cards? thats how we roll in the UK....I have technically never had any money, always below zero cumulatively

It's tough for me to get a loan as I've never had one before...or a credit card...or (believe it or not) a motgage.

What sort of retarded world do I live in where everything I've ever owned is mine, and now I would like to utilise the services provided by a Money Lender they go 'urm...nah...we can't be sure how reliable you are as you've always been too careful with your money!'

lolwut.

That has pissed me off.

Also...I have a spot appearing on my chin and there's nothing I can do to stop it. I am staring into the abiss, and whatever is down there...is laughing at me.

Read some article about credit ratings recently. There different for every bank apparently. They don't just want people who will pay back the money they're lent with ease. Their perfect lendee is someone who will pay them eventually, but will struggle a bit and have to pay late fees etc, so the bank makes more money. So you technically might get turned down for a loan for being to smart with money, especially if you're into moving it around to get better interest rates etc. It's bullshit, they pretty much just punish you for beating them at their own game.

this is 100% correct. people who always pay off their debts on time are referred to as "deadbeats" and "freeloaders" in the industry.

i guess im Triple-A then...

hutyluty wrote:

NilsFG wrote:I don't think Visa, Mastercard or my bank would be happy if I'm at -10000 euros or more for multiple years.

lol 10000 is nothing, im gonna see how far into the red it is possible to go these next few years

hooray for debt ridden society

dont you guys have debt collectors over there?

...headache... since birthday, two days ago... creeping in and out... is it supposed to be like this when you turn thirty twenty one fouve?

So tired this whole week. I am missing a friend's party tonight too. I feel bad but I would rather sleep in 20 minutes so I feel okay at work tomorrow. Maybe it's because of the weather (85F/29C). Yay! Group fitness starts this Saturday at my gym! (OT)

I really need this tune in my life. Is it a Distance tune? Kryptic Minds? Bar9? A dubplate? I searched all of Widdler tunes on youtube and never saw this. I need it please!!!!!!!

I need the first tune in my life, please. Domo arigato. .^-^.

http://archive.dubstep.fm/ARCHIVE_-_200 ... rom_NJ.mp3

White, black and green jellybeans. Yuck!

epochalypso wrote:dont you guys have debt collectors over there?

Yes - I apparently owe a debt collection agency £22.34. This is because I was late paying a phone bill, and my phone supplier handed the bill over to the debt agency on the day that I paid it off. So the debt agency registered that the bill itself had been paid, and have been chasing me for the £22.34 which is their "administration fee" ever since. They've sent multiple letters threatening court action, and once rang my house. I told them that if they wanted to take me to court over £22.34, then they could feel free but as I had confirmation from my phone provider that all bills were up to date, in my mind I didn't owe them anything and they could piss off.

Phigure wrote:

Duffman wrote:Woke to a really sore pain in the bottom right side of my abdomen just there now and I'm guessing it's my appendix. I have only had these stabbing type pains there a few times and they usually go away after around 30 secs - 1 min, but the pain this time (which just went away there now) lasted a good 10 minutes and was pretty intense .


Might have to book an appointment with the doctor when I wake up again

go to the fucking emergency room, appendicitis is serious shit

fucking this.

my appendix was about an half a day from exploding when it got removed, the doctors said i was lucky... and ionly went to hospital because i ended up keeling over in pain at work (to make matters worse, i got fired while i was in hospital lol)

wub wrote:

epochalypso wrote:dont you guys have debt collectors over there?

Yes - I apparently owe a debt collection agency £22.34. This is because I was late paying a phone bill, and my phone supplier handed the bill over to the debt agency on the day that I paid it off. So the debt agency registered that the bill itself had been paid, and have been chasing me for the £22.34 which is their "administration fee" ever since. They've sent multiple letters threatening court action, and once rang my house. I told them that if they wanted to take me to court over £22.34, then they could feel free but as I had confirmation from my phone provider that all bills were up to date, in my mind I didn't owe them anything and they could piss off.

it's a scam and you did the right thing by telling them to fuck off

Phigure wrote:

wub wrote:

epochalypso wrote:dont you guys have debt collectors over there?

Yes - I apparently owe a debt collection agency £22.34. This is because I was late paying a phone bill, and my phone supplier handed the bill over to the debt agency on the day that I paid it off. So the debt agency registered that the bill itself had been paid, and have been chasing me for the £22.34 which is their "administration fee" ever since. They've sent multiple letters threatening court action, and once rang my house. I told them that if they wanted to take me to court over £22.34, then they could feel free but as I had confirmation from my phone provider that all bills were up to date, in my mind I didn't owe them anything and they could piss off.

it's a scam and you did the right thing by telling them to fuck off

My only worry is that somehow it will affect my credit rating? Though if it's a scam not sure how that would be the case.

Also, how do I get them to stop sending me fucking letters?

x

Having my nice, chilled Friday night ruined by the missus coming over a day early. Was going to go for a couple of drinks after work, get some KFC, then have a mix before my set tomorrow. Now have to just sit in front the TV all night.

LA_Boxers wrote:Having my nice, chilled Friday night ruined by the missus coming over a day early. Was going to go for a couple of drinks after work, get some KFC, then have a mix before my set tomorrow. Now have to just sit in front the TV all night.

oh the wonders of being with a woman - same boat mate!
haha

LA_Boxers wrote:Having my nice, chilled Friday night ruined by the missus coming over a day early. Was going to go for a couple of drinks after work, get some KFC, then have a mix before my set tomorrow. Now have to just sit in front the TV all night.

haha!!! Beer/ KFC/ Mixing > Women??

I'm pissed off cos I feel fucking ill today, leaving for croatia flight tomorrow morning at 5.20am...terrible timing

murky21 wrote:

LA_Boxers wrote:Having my nice, chilled Friday night ruined by the missus coming over a day early. Was going to go for a couple of drinks after work, get some KFC, then have a mix before my set tomorrow. Now have to just sit in front the TV all night.

haha!!! Beer/ KFC/ Mixing > Women??

I'm pissed off cos I feel fucking ill today, leaving for croatia flight tomorrow morning at 5.20am...terrible timing

Yeah............im getting the woman the rest of the weekend. Why cant I have both??lol.